Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Strategy vs. Speculation The financial media often blurs the line between investing and speculation. Investing, by definition, is the methodical allocation of capital to assets expected to generate reasonable returns over years or decades. Speculation (e.g., Day Trading) is the attempt … Read more
Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. The Low-Cost Index Fund War For the long-term investor, the war has been won: low-cost index funds are the most effective vehicle for wealth accumulation. The remaining battle is over expense ratios—the tiny fee percentage charged annually—and platform usability. The three … Read more
Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. The Highest Standard in Financial Advice When seeking professional financial help, the most crucial question you can ask is: “Are you a fiduciary?” A Fiduciary Financial Advisor is legally and ethically bound to put your best financial interests ahead of their … Read more
Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Introduction: The Rise of the Automated Portfolio For new investors, especially those in their 20s and early 30s, the world of asset allocation can seem overwhelming. Robo-advisors solve this problem by providing automated, low-cost portfolio management that utilizes proven strategies like … Read more
Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Introduction: The Rollover Decision as a Fiduciary Act When you leave an employer, deciding what to do with your 401(k) is one of the most significant financial decisions you’ll make. Moving those assets into a Self-Directed IRA (Individual Retirement Account) gives … Read more