Elijah Finn

Elijah Finn is a Registered Investment Advisor (RIA) and the Principal Analyst for Core Capital Report. With eight years of experience as a Portfolio Analyst at Morgan Stanley Wealth Management, Elijah specializes in translating complex financial strategies into clear, actionable advice for high-net-worth and middle-market clients. He holds an MBA in Finance from the University of Chicago Booth School of Business and maintains his Series 65 certification, adhering to a strict fiduciary standard in all analyses. His work focuses on maximizing long-term wealth through rigorous due diligence on investment vehicles, high-value credit cards, and robust insurance policies.

Is Whole Life Insurance a Good Investment? A Data-Driven Analysis of Cash Value Growth

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Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Introduction: Debunking the “Insurance as an Investment” Argument In the complex landscape of financial products, Whole Life Insurance is often marketed as a dual-purpose tool: essential lifelong protection and a guaranteed, tax-advantaged investment. While the protection component is undeniable, the efficacy … Read more

The Ultimate Guide to the Chase Trifecta for Maximum Travel Value

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Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Introduction: Why the Chase Trifecta is the Apex of Travel Rewards For travelers and serious rewards optimizers, the Chase Trifecta is the single most powerful, flexible, and rewarding credit card strategy available. It involves combining the rewards from three specific Chase … Read more

The 5 Financial Pillars: A Data-Driven Strategy to Build Wealth in Your 30s

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Moving Beyond Income to Asset Accumulation The transition into your 30s marks a pivotal shift: the focus moves from simply increasing income to systematically accumulating high-value assets. At Core Capital Report, we view wealth building not as a series of disparate actions, but as a five-pillar structure built on data, efficiency, and fiduciary principles. Neglecting … Read more

Understanding the New Roth IRA Contribution Limits and Tax-Free Withdrawal Rules

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The Roth IRA as a Core Wealth Engine The Roth IRA is arguably the most powerful retirement savings tool available to the American worker. Unlike traditional retirement accounts, you fund it with after-tax dollars, meaning every dollar of growth and every withdrawal in retirement is 100% tax-free. However, the key to accessing this tax-free powerhouse … Read more

Top 3 Brokerage Platforms for IRA and 401(k) Rollovers

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Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Introduction: The Rollover Decision as a Fiduciary Act When you leave an employer, deciding what to do with your 401(k) is one of the most significant financial decisions you’ll make. Moving those assets into a Self-Directed IRA (Individual Retirement Account) gives … Read more

Term vs. Whole Life Insurance: Which Policy is Best for Long-Term Wealth Builders?

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Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Your Life Insurance Policy is an Asset Management Tool For the serious long-term wealth builder, life insurance is more than simple family protection; it is a strategic tool impacting tax planning, liquidity, and asset transfer. Choosing between Term and Whole Life … Read more

The 5 Best Business Credit Cards for Travel Rewards in 2025

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Analysis by Elijah Finn, Registered Investment Advisor (RIA) & Principal Analyst, Core Capital Report. Stop Leaving Money on the Table If you own a small business, your operational spending is your single biggest source of untapped travel rewards. Yet, many business owners use personal cards or low-reward corporate cards, leaving thousands of dollars in travel … Read more